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Carrots, sticks and old-age retirement : A review of the literature on the effects of the 2005 and 2017 pension reforms in Finland – an extended version
(Finnish Centre for PensionsUniversitetsforlaget, 2020-12-17)
This article reviews the behavioural effects of Finland’s pension reforms in 2005 and 2017. With employment rates in older age groups at relatively low levels, both these reforms aimed to encourage later retirement and ...
From plans to action? : Retirement thoughts, intentions and actual retirement: an eight-year follow-up in Finland
(Cambridge University Press, 2020-07-10)
This study applies Feldman and Beehr's three-step model to examine retirement as a decision-making process leading from retirement thoughts to retirement plans and from retirement plans to actual retirement. The results ...
The Effect of Relabeling and Incentives on Retirement : Evidence from the Finnish Pension Reform in 2005
(Labour Institute for Economic Research, 2019-06-06)
We exploit a reform in the Finnish public pension system in 2005 to study the effect of financial incentives
(wealth effect and substitution effect) and relabeling of pensions on retirement decisions. These effects
are ...
Retirement Intentions and Increase in Statutory Retirement Age: 2017 Pension Reform and Intended Retirement Age in Finland
(Taylor and Francis Group, 2023-04-01)
To extend working lives, the 2017 Finnish pension reform introduced a gradually rising statutory retirement age, from 63 to 65 years and over. We investigate how the intended retirement age has adjusted after the reform. ...
Partial old-age pension : A picture of claimants in 2017–2020
(Finnish Centre for Pensions, 2022-01-05)
This report investigates partial old-age pension claimants during the first four years the pension has been available, 2017–2020. We use register data covering all eligible persons, and examine background characteristics ...
Early Pension Claiming and Expected Longevity: A Register-Based Study on the Take-up of the Partial Old-Age Pension in Finland
(Oxford university press, 2021-06-03)
As of February 2017, Finns have been able to claim a partial old-age pension early at age 61 independent of their working hours or earnings. Focusing on the take-up of the partial old-age pension in Finland, this article ...
Patterns of work and retirement in a pension system with a flexible old-age retirement age: a register study of Finnish employees and self-employed persons born in 1949
(Oxford University Press, 2024-01-08)
The aims of this study were to explore patterns of work and retirement of Finnish employees and self-employed persons in a pension system with a flexible old-age retirement age and how income develop in these patterns. We ...