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Carrots, sticks and old-age retirement : A review of the literature on the effects of the 2005 and 2017 pension reforms in Finland – an extended version
(Finnish Centre for PensionsUniversitetsforlaget, 2020-12-17)
This article reviews the behavioural effects of Finland’s pension reforms in 2005 and 2017. With employment rates in older age groups at relatively low levels, both these reforms aimed to encourage later retirement and ...
Information and legitimacy : results from an experimental survey on attitudes to the 2017 pension reform in Finland
(Cambridge University Press, 2021-01-14)
The legitimacy of a pension system or any social security program depends on its credibility and perceived fairness. In order to gauge this legitimacy, we need to understand the relation between people's knowledge and ...
The financial situation across the life course
(Väestöliitto, 2021-03-16)
From plans to action? : Retirement thoughts, intentions and actual retirement: an eight-year follow-up in Finland
(Cambridge University Press, 2020-07-10)
This study applies Feldman and Beehr's three-step model to examine retirement as a decision-making process leading from retirement thoughts to retirement plans and from retirement plans to actual retirement. The results ...
The Effect of Relabeling and Incentives on Retirement : Evidence from the Finnish Pension Reform in 2005
(Labour Institute for Economic Research, 2019-06-06)
We exploit a reform in the Finnish public pension system in 2005 to study the effect of financial incentives
(wealth effect and substitution effect) and relabeling of pensions on retirement decisions. These effects
are ...
Substitution and spill‐overs between early exit pathways in times of extending working lives in Europe
(International Social Security AssociationWiley, 2020-05-26)
This article investigates to what extent instrument substitution between early exit pathways took place in Europe between 1995 and 2015. Using Eurostat aggregate data on labour market inactivity and employment rates among ...
Retirement Intentions and Increase in Statutory Retirement Age: 2017 Pension Reform and Intended Retirement Age in Finland
(Taylor and Francis Group, 2023-04-01)
To extend working lives, the 2017 Finnish pension reform introduced a gradually rising statutory retirement age, from 63 to 65 years and over. We investigate how the intended retirement age has adjusted after the reform. ...
Increasing labor force participation in older age requires investments in work ability
(Nordic Association of Occupational Safety and Health NOROSH, 2021-01-05)
Employers’ Retirement Age Norms in European Comparison
(Oxford University Press, 2023-05-13)
Policies incentivizing longer working lives can remain ineffective if employers are not able and willing to employ an aging workforce. Depending on what employers consider appropriate age norms for work and retirement, ...
Patterns of work and retirement in a pension system with a flexible old-age retirement age: a register study of Finnish employees and self-employed persons born in 1949
(Oxford University Press, 2024-01-08)
The aims of this study were to explore patterns of work and retirement of Finnish employees and self-employed persons in a pension system with a flexible old-age retirement age and how income develop in these patterns. We ...